When a home project is being conducted whether large or small, you should always do your due diligence. But where do you start? The following list items are things you should look for in a heating and air conditioning contractor:
First and foremost is Insurance. We've been hearing and getting calls from customers who want to get a permit issued on a project and the building department will issue a C-200 form in the county of Westchester. If you, as the homeowner/business owner, sign that document, the contractor is shifting the liability of that project to directly to you. The contractor gets to walk away free and clear while the homeowner fits the bill for any damage. Do NOT sign this form.
What kind of insurance should they have? Your contractor should have general liability; disability, and workers' compensation. Why are these important?
Under General Liability, if there was a fire at your home or place of business, and it can be proven that it was due to a faulty installation on behalf of the contractor and their insurance will cover it. It is another way to make sure the contractor is holding themselves accountable for their work. If their not good at the job, the insurance carrier will drop them.
Under Workers' Compensation and Disability, if a worker suffers an injury while working on your home/place of business and the contractor does not have workers' comp or disability, the homeowner/business owner will be liable for the damages in a lawsuit.
Upon confirmation that the contractor has insurance, ensure your name is added to their policy and request a copy via email.
Ask for references. Any reputable contractor that has been around for a few years will have a litany of people to refer you to attest on their behalf.
Do some online research and check to see what other people are saying about them.
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